Stock photo shortage?

How does this work, exactly? So, he downloads his credit report, then stores it on his Mirra server?

Aren’t there more than enough stock photos in the world to avoid this? I realize I’m the 1-in-1000 customer who’d notice this, but I see it with many different companies. Guys, hire a photographer or just get exclusive rights to an image. Come on, you can pay your lawyers fifteen grand a month – so why not crack out a few extra bucks and make sure you’re the only one using the art?